Welcome to Finance Tools
Your simple toolkit for managing personal finances. Choose a tool below to get started.
Monthly Payment Calculator
Estimate your monthly payments for loans (e.g., car, mortgage).
Go to CalculatorFinancial Interest Rates
About Financial Rates
Interest rates impact everything from mortgages and loans to savings accounts and investments. Below are official sources where you can access up-to-date financial rate information.
Official Rate Sources
U.S. Treasury
OfficialDaily Treasury PAR yield curve rates, Treasury bill rates, and long-term rates including Treasury Inflation-Protected Securities (TIPS).
Updated daily at approximately 4:30 PM Eastern TimeFederal Reserve
OfficialSelected interest rates including federal funds rate, prime bank loan rate, commercial paper, CDs, Eurodollar deposits, and more.
Updated weekly on FridaysFreddie Mac
Mortgage RatesThe Primary Mortgage Market Survey® (PMMS®) provides the most accurate, up-to-date mortgage rates for 30-year fixed, 15-year fixed, and 5/1 ARM products.
Updated weekly on ThursdaysBankrate
Consumer RatesComprehensive resource for mortgage rates, personal loans, credit cards, CDs, and banking accounts with national averages.
Updated dailyNerdWallet
Consumer RatesComparison tools for mortgages, personal loans, auto loans, credit cards and high-yield savings accounts.
Updated daily with market trendsAdditional Financial Resources
Consumer Financial Protection Bureau
EducationGovernment agency providing tools and resources to help consumers navigate financial decisions.
Investor.gov
EducationSEC resource helping investors avoid fraud and understand markets, investment products, and financial professionals.
Mortgage Calculator
ToolFederal Reserve's official mortgage calculator to estimate monthly payments based on current interest rates.